:root {
    --color-navy: #0b1f4d;
    --color-blue: #1f3d7a;
    --color-gold: #c89b3c;
    --color-gold-dark: #a57d24;
    --color-grey: #6f7a8a;
    --color-light: #f6f8fb;
    --color-white: #ffffff;
    --color-shadow: rgba(15, 40, 80, 0.1);
    --font-family: 'Poppins', Arial, sans-serif;
}

/* Utilities */
.text-justify {
    text-align: justify;
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

body {
    margin: 0;
    font-family: var(--font-family);
    background-color: var(--color-light);
    color: var(--color-navy);
    line-height: 1.6;
}

img {
    display: block;
    max-width: 100%;
}

a {
    color: inherit;
    text-decoration: none;
}

.container {
    width: min(1100px, 90%);
    margin: 0 auto;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.85rem 1.75rem;
    border-radius: 999px;
    font-weight: 600;
    transition: transform 0.2s ease, box-shadow 0.2s ease, background-color 0.2s ease;
    cursor: pointer;
}

.btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 20px rgba(12, 30, 70, 0.18);
}

.btn:active {
    transform: translateY(0);
    box-shadow: none;
}

.btn-gold {
    background: linear-gradient(135deg, var(--color-gold), var(--color-gold-dark));
    color: var(--color-white);
}

.btn-outline {
    border: 2px solid var(--color-gold);
    color: var(--color-gold);
    background-color: transparent;
}

.btn-outline:hover {
    background-color: var(--color-gold);
    color: var(--color-white);
}

.btn-white {
    background-color: var(--color-white);
    color: var(--color-blue);
    border: 2px solid transparent;
}

.badge {
    display: inline-block;
    padding: 0.35rem 0.9rem;
    background-color: rgba(200, 155, 60, 0.15);
    border-radius: 999px;
    color: var(--color-gold-dark);
    font-weight: 600;
    font-size: 0.85rem;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

h1, h2, h3, h4 {
    font-weight: 700;
    margin: 0 0 0.75rem;
    line-height: 1.25;
}

p {
    margin-top: 0;
    margin-bottom: 1rem;
    color: var(--color-grey);
}

ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.site-header {
    background-color: var(--color-white);
    border-bottom: 1px solid rgba(11, 31, 77, 0.05);
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 4px 18px rgba(0, 0, 0, 0.04);
}

.header-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0.75rem 0;
}

.brand {
    display: flex;
    align-items: center;
    gap: 0.9rem;
}

.brand-logo {
    width: 72px;
    height: auto;
    border-radius: 12px;
    box-shadow: 0 0 0 3px rgba(200, 155, 60, 0.18), 0 6px 18px rgba(12, 30, 70, 0.15);
}

.brand-name {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--color-blue);
}

.brand-tagline {
    font-size: 0.8rem;
    color: var(--color-grey);
    font-weight: 500;
}

.main-nav {
    display: flex;
    gap: 1.5rem;
    font-weight: 600;
}

.main-nav a {
    padding: 0.5rem;
    color: var(--color-blue);
    position: relative;
    transition: color 0.2s ease;
}

.main-nav a::after {
    content: '';
    position: absolute;
    left: 0;
    bottom: 0;
    height: 2px;
    width: 100%;
    background-color: var(--color-gold);
    transform: scaleX(0);
    transform-origin: right;
    transition: transform 0.2s ease;
}

.main-nav a:hover,
.main-nav a.active {
    color: var(--color-gold-dark);
}

.main-nav a:hover::after,
.main-nav a.active::after {
    transform: scaleX(1);
    transform-origin: left;
}

.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 0.35rem;
    background: none;
    border: none;
    cursor: pointer;
}

.nav-toggle span {
    width: 24px;
    height: 3px;
    background-color: var(--color-blue);
    border-radius: 10px;
}

.hero {
    position: relative;
    padding: 0;
    color: var(--color-white);
    background-color: var(--color-navy);
}

.hero-slider {
    position: relative;
    overflow: hidden;
    isolation: isolate;
}

.hero-slides {
    position: relative;
    min-height: clamp(520px, 78vh, 760px);
}

.hero-slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.6s ease;
    pointer-events: none;
}

.hero-slide.active {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    z-index: 1;
}

.hero-slide-img {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-slide-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(120deg, rgba(11, 31, 77, 0.85), rgba(31, 61, 122, 0.6));
    display: flex;
    align-items: center;
}

.hero-slide-content {
    position: relative;
    padding: clamp(3rem, 8vw, 6rem) 0;
    display: flex;
    flex-direction: column;
    gap: 1.4rem;
}

.hero-slide-content > *:not(.hero-highlights) {
    max-width: clamp(260px, 70vw, 620px);
}

.hero-slide-content h1,
.hero-slide-content h2,
.hero-slide-content p,
.hero-slide-content span {
    color: var(--color-white);
}

.hero-slide-content h2 {
    font-size: clamp(2rem, 4vw, 2.8rem);
}

.hero-cta {
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    margin-top: 0.5rem;
}

.hero-highlights {
    display: flex;
    flex-wrap: wrap;
    gap: 1.25rem;
    margin-top: 0.5rem;
}

.hero-highlights div {
    background-color: rgba(255, 255, 255, 0.12);
    border-radius: 16px;
    padding: 0.9rem 1.2rem;
    min-width: 160px;
    backdrop-filter: blur(6px);
}

.hero-highlights strong {
    display: block;
    font-size: 1.3rem;
    color: var(--color-white);
}

.hero-highlights span {
    color: rgba(255, 255, 255, 0.85);
    font-weight: 500;
}

.hero-slider-arrow {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 48px;
    height: 48px;
    border-radius: 50%;
    border: 1px solid rgba(255, 255, 255, 0.35);
    background: rgba(12, 30, 70, 0.4);
    color: var(--color-white);
    font-size: 1.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: background 0.2s ease, transform 0.2s ease;
    z-index: 5;
}

.hero-slider-arrow.prev {
    left: clamp(1rem, 6vw, 2.75rem);
}

.hero-slider-arrow.next {
    right: clamp(1rem, 6vw, 2.75rem);
}

.hero-slider-arrow:hover {
    background: rgba(200, 155, 60, 0.4);
    transform: translateY(-50%) scale(1.05);
}

.hero-slider-arrow:focus-visible,
.hero-slider-dot:focus-visible {
    outline: 2px solid var(--color-gold);
    outline-offset: 2px;
}

.hero-slider-dots {
    position: absolute;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 0.75rem;
    z-index: 5;
}

.hero-slider-dot {
    width: 12px;
    height: 12px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.35);
    border: none;
    cursor: pointer;
    transition: background 0.2s ease, width 0.2s ease, transform 0.2s ease;
}

.hero-slider-dot:hover {
    background: rgba(255, 255, 255, 0.55);
}

.hero-slider-dot.active {
    background: var(--color-gold);
    width: 32px;
}

.founder {
    padding: 5rem 0;
    background-color: var(--color-white);
}

.founder-grid {
    display: grid;
    gap: 2rem;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    align-items: center;
}

.founder-card {
    background-color: var(--color-light);
    border-radius: 24px;
    padding: 2.5rem;
    box-shadow: 0 20px 35px rgba(12, 30, 70, 0.08);
}

.founder-card ul {
    margin-bottom: 2rem;
    color: var(--color-grey);
}

.services-preview {
    padding: 5rem 0;
}

.section-header {
    text-align: center;
    margin-bottom: 3rem;
}

.service-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 2rem;
}

.service-grid article {
    background-color: var(--color-white);
    border-radius: 20px;
    padding: 2rem;
    box-shadow: 0 16px 28px rgba(12, 30, 70, 0.07);
    transition: transform 0.2s ease;
}

.service-grid article:hover {
    transform: translateY(-6px);
}

.link-arrow {
    font-weight: 600;
    color: var(--color-gold-dark);
}

.testimonials {
    padding: 5rem 0;
    background-color: var(--color-white);
}

.testimonial-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 2rem;
}

.testimonial-card {
    background-color: var(--color-light);
    border-radius: 20px;
    padding: 2rem;
    box-shadow: 0 16px 26px rgba(12, 30, 70, 0.05);
    font-style: italic;
}

.cta-banner {
    padding: 4rem 0;
    background: linear-gradient(135deg, rgba(31, 61, 122, 0.92), rgba(11, 31, 77, 0.96));
    color: var(--color-white);
    text-align: center;
}

.cta-group {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
    margin-top: 1.5rem;
    justify-content: center;
}

.page-hero {
    padding: 5rem 0 4rem;
    background: linear-gradient(135deg, rgba(11, 31, 77, 0.9), rgba(31, 61, 122, 0.85)), url('https://images.unsplash.com/photo-1521737604893-d14cc237f11d?auto=format&fit=crop&w=1600&q=80') center/cover no-repeat;
    color: var(--color-white);
    text-align: center;
}

.about-hero {
    background-image: linear-gradient(135deg, rgba(11, 31, 77, 0.9), rgba(31, 61, 122, 0.85)), url('https://images.unsplash.com/photo-1483478550801-4f5a5b62cd85?auto=format&fit=crop&w=1600&q=80');
}

.services-hero {
    background-image: linear-gradient(135deg, rgba(11, 31, 77, 0.9), rgba(31, 61, 122, 0.85)), url('https://images.unsplash.com/photo-1485217988980-11786ced9454?auto=format&fit=crop&w=1600&q=80');
}

.contact-hero {
    background-image: linear-gradient(135deg, rgba(11, 31, 77, 0.9), rgba(31, 61, 122, 0.85)), url('https://images.unsplash.com/photo-1498050108023-c5249f4df085?auto=format&fit=crop&w=1600&q=80');
}

.two-column {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2.5rem;
}

.highlight-card {
    background-color: var(--color-white);
    border-radius: 20px;
    padding: 2rem;
    box-shadow: 0 16px 28px rgba(12, 30, 70, 0.06);
}

.experience {
    padding: 4.5rem 0;
    background-color: var(--color-white);
}

.experience-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 2rem;
}

.experience-card {
    background-color: var(--color-light);
    border-radius: 18px;
    padding: 2rem;
    box-shadow: 0 16px 25px rgba(12, 30, 70, 0.05);
}

.values {
    padding: 4.5rem 0;
}

.value-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 2rem;
}

.value-grid article {
    background-color: var(--color-white);
    border-radius: 18px;
    padding: 1.75rem;
    box-shadow: 0 15px 25px rgba(12, 30, 70, 0.06);
}

.service-section {
    padding: 4.5rem 0;
}

.service-overview {
    padding: 4.5rem 0;
    background-color: var(--color-white);
}

.about-overview {
    padding: 4.5rem 0;
    background-color: var(--color-white);
}

.summary-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 2rem;
}

.summary-card {
    background-color: var(--color-light);
    border-radius: 20px;
    padding: 2rem;
    box-shadow: 0 18px 28px rgba(12, 30, 70, 0.08);
    position: relative;
    overflow: hidden;
}

.summary-card::after {
    content: '';
    position: absolute;
    inset: auto -40px -40px auto;
    width: 160px;
    height: 160px;
    background: radial-gradient(circle at center, rgba(200, 155, 60, 0.25), transparent 70%);
    transform: rotate(12deg);
}

.summary-card ul {
    margin: 1.25rem 0 0;
    padding-left: 1rem;
    color: var(--color-grey);
}

.summary-card li {
    list-style: disc;
    margin-bottom: 0.4rem;
}

.icon-circle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: linear-gradient(135deg, rgba(200, 155, 60, 0.9), rgba(165, 125, 36, 0.9));
    color: var(--color-white);
    font-weight: 600;
    letter-spacing: 0.02em;
    margin-bottom: 1rem;
    font-size: 0.85rem;
}

.overview-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2.5rem;
    align-items: start;
}

.overview-content {
    background-color: var(--color-white);
    border-radius: 22px;
    padding: 2.5rem;
    box-shadow: 0 20px 32px rgba(12, 30, 70, 0.08);
}

.mission-vision {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 1.5rem;
    margin-top: 2rem;
}

.mission-vision h4 {
    margin-bottom: 0.5rem;
    color: var(--color-blue);
}

.mission-vision p {
    margin-bottom: 0;
}

.overview-stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
    gap: 1.2rem;
}

.stat-card {
    background: linear-gradient(135deg, rgba(31, 61, 122, 0.94), rgba(11, 31, 77, 0.95));
    border-radius: 18px;
    padding: 1.75rem 1.5rem;
    color: var(--color-white);
    box-shadow: 0 18px 30px rgba(12, 30, 70, 0.12);
    text-align: center;
}

.stat-number {
    display: block;
    font-size: 1.9rem;
    font-weight: 700;
    margin-bottom: 0.35rem;
}

.stat-label {
    font-size: 0.9rem;
    opacity: 0.85;
}

.founder-spotlight {
    padding: 4.5rem 0;
}

.spotlight-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2.5rem;
    align-items: start;
}

.founder-card {
    background-color: var(--color-white);
    border-radius: 24px;
    padding: 2.75rem;
    box-shadow: 0 24px 36px rgba(12, 30, 70, 0.1);
}

.founder-card ul {
    margin: 1.5rem 0 2rem;
    padding-left: 1.1rem;
    color: var(--color-grey);
}

.founder-card li {
    list-style: disc;
    margin-bottom: 0.45rem;
}

.founder-highlights {
    display: grid;
    gap: 1.5rem;
}

.highlight-tile {
    background-color: var(--color-light);
    border-radius: 18px;
    padding: 1.75rem;
    box-shadow: 0 18px 30px rgba(12, 30, 70, 0.08);
}

.highlight-tile span {
    display: inline-block;
    font-weight: 600;
    color: var(--color-blue);
    margin-bottom: 0.5rem;
}

.journey {
    padding: 4.5rem 0;
    background-color: var(--color-white);
}

.timeline {
    display: grid;
    gap: 1.75rem;
    position: relative;
    padding-left: 1.5rem;
}

.timeline::before {
    content: '';
    position: absolute;
    left: 12px;
    top: 0;
    bottom: 0;
    width: 2px;
    background: linear-gradient(180deg, rgba(31, 61, 122, 0.3), rgba(200, 155, 60, 0.4));
}

.timeline-item {
    display: grid;
    grid-template-columns: 120px 1fr;
    gap: 1.5rem;
    align-items: start;
}

.timeline-year {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background-color: var(--color-white);
    color: var(--color-gold-dark);
    border: 2px solid rgba(200, 155, 60, 0.4);
    border-radius: 999px;
    font-weight: 600;
    padding: 0.45rem 1.2rem;
    position: relative;
}

.timeline-year::after {
    content: '';
    position: absolute;
    left: -17px;
    top: 50%;
    transform: translateY(-50%);
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background-color: var(--color-gold);
    box-shadow: 0 0 0 6px rgba(200, 155, 60, 0.18);
}

.timeline-item h3 {
    margin-bottom: 0.45rem;
}

.values {
    padding: 4.5rem 0;
}

.value-card {
    background-color: var(--color-white);
    border-radius: 20px;
    padding: 2rem;
    box-shadow: 0 20px 32px rgba(12, 30, 70, 0.08);
    text-align: left;
}

.trust-callout {
    padding: 4.5rem 0;
    background-color: var(--color-white);
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 2.5rem;
    align-items: start;
}

.trust-grid ul {
    margin: 1.5rem 0 0;
    padding-left: 1.15rem;
    color: var(--color-grey);
}

.trust-grid li {
    list-style: disc;
    margin-bottom: 0.5rem;
}

.trust-badges {
    display: grid;
    gap: 1rem;
}

.badge-card {
    background: linear-gradient(135deg, rgba(200, 155, 60, 0.16), rgba(31, 61, 122, 0.08));
    border-radius: 16px;
    padding: 1.5rem;
    text-align: center;
    font-weight: 600;
    color: var(--color-blue);
}

.about-cta {
    padding: 4.5rem 0;
    background: linear-gradient(135deg, rgba(31, 61, 122, 0.9), rgba(11, 31, 77, 0.94));
    color: var(--color-white);
    text-align: center;
}

.about-cta-content p {
    color: rgba(255, 255, 255, 0.8);
    max-width: 600px;
    margin: 0.75rem auto 1.5rem;
}

.about-cta .cta-group {
    justify-content: center;
}

.alt-bg {
    background-color: var(--color-white);
}

.insurer-section {
    padding: 4.5rem 0;
}

.table-responsive {
    background-color: var(--color-white);
    border-radius: 20px;
    box-shadow: 0 18px 30px rgba(12, 30, 70, 0.06);
    overflow-x: auto;
    overflow-y: hidden;
    -webkit-overflow-scrolling: touch;
}

.info-table {
    width: 100%;
    border-collapse: collapse;
    min-width: 640px;
}

.info-table thead {
    background-color: rgba(31, 61, 122, 0.08);
}

.info-table th,
.info-table td {
    padding: 1.25rem 1.5rem;
    text-align: left;
    vertical-align: top;
    color: var(--color-blue);
    font-weight: 500;
    border-bottom: 1px solid rgba(11, 31, 77, 0.08);
}

.info-table td {
    color: var(--color-grey);
    font-weight: 400;
}

.info-table tbody tr:last-child th,
.info-table tbody tr:last-child td {
    border-bottom: none;
}

@media (max-width: 860px) {
    .info-table {
        min-width: 600px;
    }
}

@media (max-width: 720px) {
    .table-responsive {
        border-radius: 16px;
    }
}

@media (max-width: 640px) {
    .callout {
        flex-direction: column;
        align-items: flex-start;
    }

    .timeline {
        padding-left: 0.5rem;
    }

    .timeline::before {
        left: 6px;
    }

    .timeline-item {
        grid-template-columns: 1fr;
        padding-left: 1.5rem;
    }

    .timeline-year {
        justify-self: flex-start;
    }
}

.service-detail-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 2rem;
    margin-bottom: 2.5rem;
}

.service-card {
    background-color: var(--color-white);
    border-radius: 18px;
    padding: 1.9rem;
    box-shadow: 0 18px 28px rgba(12, 30, 70, 0.07);
    position: relative;
    overflow: hidden;
}

.service-card ul {
    margin: 1rem 0 0;
    padding-left: 1rem;
    color: var(--color-grey);
}

.service-card li {
    list-style: disc;
    margin-bottom: 0.35rem;
}

.callout {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    background-color: rgba(200, 155, 60, 0.12);
    border-radius: 20px;
    padding: 1.75rem 2rem;
}

.callout h4 {
    margin-top: 0;
    margin-bottom: 0.6rem;
    color: var(--color-blue);
}

.callout ul {
    margin: 0;
    padding-left: 1rem;
}

.callout li {
    margin-bottom: 0.35rem;
    color: var(--color-grey);
    list-style: disc;
}

.callout .btn {
    flex-shrink: 0;
}

.services-cta {
    padding: 4.5rem 0;
    background: linear-gradient(135deg, rgba(31, 61, 122, 0.92), rgba(11, 31, 77, 0.95));
    color: var(--color-white);
    text-align: center;
}

.services-cta p {
    color: rgba(255, 255, 255, 0.78);
    max-width: 620px;
    margin: 0.75rem auto 1.5rem;
}

.services-cta .cta-group {
    justify-content: center;
}

.services-cta .btn-white {
    border-color: rgba(255, 255, 255, 0.35);
    color: var(--color-blue);
}

.differentiators {
    padding: 4.5rem 0;
    background-color: var(--color-white);
}

.differentiator-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 2rem;
}

.differentiator-card {
    background-color: var(--color-light);
    border-radius: 18px;
    padding: 2rem;
    box-shadow: 0 16px 28px rgba(12, 30, 70, 0.06);
    border-top: 4px solid var(--color-gold);
}

.contact-section {
    padding: 4.5rem 0;
}

.contact-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2.5rem;
}

.contact-form {
    background-color: var(--color-white);
    border-radius: 20px;
    padding: 2.5rem;
    box-shadow: 0 20px 32px rgba(12, 30, 70, 0.08);
}

label {
    display: block;
    font-weight: 600;
    margin-bottom: 0.35rem;
    color: var(--color-blue);
}

input,
textarea {
    width: 100%;
    padding: 0.9rem;
    border-radius: 12px;
    border: 1px solid rgba(11, 31, 77, 0.12);
    font-family: inherit;
    font-size: 1rem;
    margin-bottom: 1.1rem;
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

input:focus,
textarea:focus {
    outline: none;
    border-color: var(--color-gold);
    box-shadow: 0 0 0 4px rgba(200, 155, 60, 0.15);
}

.contact-info {
    display: grid;
    gap: 1.5rem;
}

.info-card {
    background-color: var(--color-white);
    border-radius: 18px;
    padding: 2rem;
    box-shadow: 0 16px 26px rgba(12, 30, 70, 0.06);
}

.map-section {
    padding: 3.5rem 0 5rem;
}

.map-embed {
    border-radius: 24px;
    overflow: hidden;
    box-shadow: 0 20px 32px rgba(12, 30, 70, 0.08);
}

.site-footer {
    background-color: var(--color-navy);
    color: rgba(255, 255, 255, 0.8);
    padding: 3rem 0 2rem;
}

.site-footer h3,
.site-footer h4 {
    color: var(--color-white);
}

.compact-footer .footer-primary {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 1.75rem;
    align-items: start;
    margin-bottom: 1.5rem;
}

.footer-brand p,
.footer-contact p {
    color: rgba(255, 255, 255, 0.75);
    margin-bottom: 0.5rem;
}

.footer-links ul {
    display: grid;
    gap: 0.4rem;
}

.site-footer a {
    color: rgba(255, 255, 255, 0.75);
    transition: color 0.2s ease;
}

.site-footer a:hover {
    color: var(--color-gold);
}

.footer-cta {
    display: flex;
    flex-direction: column;
    gap: 0.6rem;
}

.footer-credit {
    border-top: 1px solid rgba(255, 255, 255, 0.12);
    padding-top: 1.25rem;
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    justify-content: space-between;
    font-size: 0.95rem;
}

.footer-credit span {
    color: rgba(255, 255, 255, 0.7);
}

.footer-credit a {
    font-weight: 600;
}

@media (max-width: 640px) {
    .footer-cta {
        flex-direction: row;
        flex-wrap: wrap;
    }

    .footer-credit {
        flex-direction: column;
        align-items: flex-start;
    }
}

@media (max-width: 900px) {
    .hero-slides {
        min-height: clamp(460px, 82vh, 680px);
    }

    .hero-slider-arrow {
        width: 44px;
        height: 44px;
    }

    .hero-slide-content > *:not(.hero-highlights) {
        max-width: 85%;
    }

    .hero-highlights {
        flex-direction: column;
        align-items: flex-start;
    }
}

@media (max-width: 780px) {
    .main-nav {
        position: fixed;
        top: 68px;
        right: 5%;
        background-color: var(--color-white);
        flex-direction: column;
        gap: 1rem;
        padding: 1.5rem;
        border-radius: 16px;
        box-shadow: 0 20px 30px rgba(12, 30, 70, 0.15);
        transform: translateY(-10px);
        opacity: 0;
        pointer-events: none;
        transition: opacity 0.2s ease;
    }

    .main-nav.show {
        opacity: 1;
        pointer-events: all;
    }

    .nav-toggle {
        display: flex;
    }
}

@media (max-width: 640px) {
    .header-container {
        gap: 1rem;
    }

    .brand-logo {
        width: 64px;
        border-radius: 10px;
        box-shadow: 0 0 0 2px rgba(200, 155, 60, 0.2), 0 4px 14px rgba(12, 30, 70, 0.14);
    }

    .brand-name {
        font-size: 1.05rem;
    }

    .brand-tagline {
        font-size: 0.7rem;
    }

    .hero-slide-content {
        padding: clamp(3rem, 12vw, 4.5rem) 0;
        gap: 1rem;
    }

    .hero-slide-content h1,
    .hero-slide-content h2 {
        font-size: clamp(1.9rem, 7vw, 2.3rem);
    }

    .hero-cta {
        flex-direction: column;
        align-items: flex-start;
    }

    .hero-slider-arrow {
        width: 40px;
        height: 40px;
        font-size: 1.1rem;
    }

    .hero-slider-dots {
        bottom: 20px;
    }

    .callout {
        flex-direction: column;
        align-items: flex-start;
    }

    .footer-bottom-container {
        flex-direction: column;
        align-items: flex-start;
    }
}