General Insurance Defence
Shield assets, operations, and travel plans with precise risk assessments and claim-ready documentation.
- Motor, health, property & liability
- Dedicated claim assistance desk
Our Expertise
Insurance & Mutual Fund Services Crafted for Your Goals
Comprehensive solutions to protect assets, secure families, and accelerate wealth creation.
Strategic Protection & Investment Guidance
A cohesive portfolio of General, Life, and Mutual Fund services that evolve with every stage of your financial journey.
Life & Family Security
Safeguard income, milestones, and legacies through curated life, term, and child education protection.
- Goal-led coverage evaluations
- Premium optimisation strategies
Investment & Wealth Advisory
Expand wealth sustainably with SIPs, ELSS, and hybrid portfolios monitored for market shifts.
- Performance tracking reviews
- Tax-efficient recommendations
General Insurance
Stay resilient with coverage designed to shield your assets and operations from unforeseen setbacks.
Vehicle Insurance
Comprehensive motor policies with quick claim assistance to keep you on the move without disruption.
- Own damage + third-party cover
- Cashless garage network support
Health Insurance
Curated plans from leading insurers that provide wide hospital networks, cashless treatment, and rider options.
- Customised family floater mapping
- Annual policy health checks
Property & Business Insurance
Protect your assets, stock, machinery, and liabilities with industry-specific coverages and risk assessments.
- Risk profiling for MSMEs & SMEs
- Business interruption safeguards
Travel Insurance
Global protection for business and leisure travel with medical, baggage, and trip cancellation support.
- Worldwide emergency coordination
- Coverage for delays & cancellations
Why it matters
- Honest policy curation with cross-insurer comparisons
- Precise documentation & proactive renewal tracking
- On-ground claim management when it matters the most
Life Insurance & Protection Plans
Create financial security that grows with your family’s dreams and responsibilities.
Life Insurance
Life coverages tailored to safeguard long-term obligations, lifestyle needs, and wealth transfer goals.
- Income replacement and wealth security
- Policy laddering for evolving goals
Term Insurance Plans
High-value protection with flexible tenures, ensuring income continuity for your loved ones.
- Human-life value analysis
- Rider combination evaluations
Child Education Protection Plans
Secure your child’s education milestones with structured plans and waiver benefits.
- Milestone-linked funding roadmaps
- Waiver of premium & income boosters
Retirement & Pension Plans
Guaranteed income streams and market-linked options to support a confident retirement.
- Guaranteed, deferred & annuity structures
- Tax-optimised withdrawal strategies
How we support you
- Personalised premium planning and affordability mapping
- Annual benefit illustrations and coverage reviews
- Trust and nomination advisory for smooth transitions
Mutual Fund Solutions
Grow wealth steadily with curated portfolios that align with your risk appetite and financial horizon.
SIP (Systematic Investment Plans)
Disciplined investing that balances affordability and compounding for every goal.
- Goal-based SIP portfolio creation
- Periodic top-up optimisation
Wealth Creation Plans
Diversified equity and hybrid strategies aimed at long-term growth with periodic rebalancing.
- Risk-profile aligned fund baskets
- Quarterly performance scorecards
Tax Saving (ELSS Funds)
Optimize tax benefits under Section 80C while building wealth with prudent fund selections.
- ELSS shortlists with lock-in mapping
- Blend of active & passive strategies
Our advisory edge
- Goal-based fund selection & rebalancing alerts
- Portfolio health dashboards and performance tracking
- Guidance to stay invested through market cycles
Life Insurance Companies (LIC & Private Insurers)
Partnering with trusted life insurers to deliver comprehensive protection and wealth-building plans.
| Company | Key Products | Notes |
|---|---|---|
| LIC (Life Insurance Corporation of India) | Term Plans, Endowment Plans, Money Back Plans, Whole Life Plans, Pension Plans, ULIPs, Child Plans | India’s largest life insurer; highly trusted across urban & rural markets. |
| HDFC Life Insurance | Term Insurance, ULIPs, Retirement Plans, Savings Plans, Child Future Plans | Strong digital presence; popular for term + investment hybrid plans. |
| ICICI Prudential Life | Term Plans, ULIPs, Retirement Solutions, Wealth Plans | Known for ULIP & guaranteed return plans. |
| SBI Life Insurance | Term Plans, Savings Plans, Pension, Child Plans | Large branch network through SBI; trusted brand. |
| Max Life Insurance | Term Plans, Savings & Income Plans, ULIPs | Popular for good claim settlement ratio and customer service. |
| Tata AIA Life Insurance | Term Plans with Return of Premium, Wealth Plans, Health Riders | Growing market share; good riders. |
| Bajaj Allianz Life | Term Plans, ULIPs, Guaranteed Income Plans | Strong hybrid return-based plans. |
| Kotak Mahindra Life | Term Plans, Savings Plans, Group Insurance | Often competitively priced. |
General Insurance Companies
Health, motor, property, and travel coverage from established general insurers.
| Company | Key Products | Notes |
|---|---|---|
| New India Assurance | Health, Motor, Home, Fire, Marine, Travel | Government-backed; one of the oldest general insurers. |
| United India Insurance | Personal Accident, Motor, Health, Business Insurance | Popular in institutional and business insurance. |
| Oriental Insurance | Health, Motor, Home, Corporate Insurance | Good for group and corporate coverage. |
| Tata AIG General | Motor, Travel, Health, Personal Accident | Very strong in travel insurance. |
| ICICI Lombard | Motor, Health, Travel, Home, Business Insurance | Popular in retail health and motor insurance online. |
| Bajaj Allianz General | Motor, Retail Health Plans, Travel, Cyber Insurance | Easy claim processes & digital policy issuance. |
| HDFC ERGO | Health, Motor, Home, Travel, Group Health | Known for cashless health network & app-based claim support. |
| Reliance General Insurance | Motor, Health, Commercial Insurance | Competitive pricing, fast purchases online. |
Standalone Health Insurance Companies
Specialised health insurers focused on comprehensive medical coverage and wellness.
| Company | Key Products | Notes |
|---|---|---|
| Star Health & Allied Insurance | Individual Health, Family Floater, Senior Citizen Plans | Very popular among families and elderly coverage. |
| Care Health (formerly Religare) | Comprehensive Health, Top-up Plans, Maternity Add-ons | Strong corporate and family plans. |
| Niva Bupa (formerly Max Bupa) | Health Plans, Critical Illness, Cashless OPD | Wide network & flexible sum insured options. |
| ManipalCigna Health Insurance | Health, Critical Illness, Global Coverage Health Plans | Known for high-sum insured premium policies. |
Main Types of Insurance Products
Key categories we evaluate to build a balanced, future-ready financial protection plan.
| Category | Examples | Purpose |
|---|---|---|
| Term Life Insurance | LIC Tech Term, HDFC Click 2 Protect | Pure protection; financial security for family. |
| Savings & Endowment Plans | LIC New Endowment, SBI Smart Platina | Long-term saving with guaranteed returns. |
| ULIPs | HDFC Life Click2Wealth, ICICI Wealth Builder | Insurance + Market-linked investment. |
| Child Plans | LIC Jeevan Tarun, HDFC YoungStar | Education funding security. |
| Pension/Retirement Plans | LIC Jeevan Shanti, ICICI Pru Easy Retirement | Post-retirement stable income. |
| Health Insurance | Star Health Family Floater, Niva Bupa ReAssure | Medical expense coverage. |
| Motor Insurance | Tata AIG Motor Secure | Third-party + Own damage vehicle coverage. |
| Travel Insurance | Bajaj Allianz Travel Companion | Trip delay, lost baggage, emergency hospitalization. |
Begin Your Plan
Let’s curate the right protection & investment mix for you.
Schedule a strategy session with our advisory desk to analyse current covers, identify gaps, and map future-ready investment actions.
Why Partner with Vivaan & Co?
We combine deep experience with genuine care to deliver outcomes that matter.
Honest Claim Support
Accurate documentation, timely follow-ups, and proactive escalations to ensure settlements.
Personalized Planning
Premium optimisation, cover comparisons, and investment curation aligned to your goals.
Experienced Leadership
20+ years of industry wisdom shaping every advisory, negotiation, and claim representation.
Relationship-Centric
From onboarding to renewals, we stay connected to support your evolving needs.